Our Storen Financial Advisory Program’s partnership and service help ensure you stay on a healthy financial path
At Storen Financial, we provide investment advisory services that go beyond simply managing portfolios. Our team of experienced professionals work with you to develop a comprehensive, long-term financial plan that implements customized tax-saving strategies to fit your unique situation. These strategies not only focus on investments and stock portfolios, but factor in elements such as Medicare, Social Security, legacy planning, and much more. Our dedicated team works in an ongoing partnership with you to help ensure you stay on a healthy financial path via sound financial planning, time-tested processes, and clear communication.
Designed for those who want a comprehensive approach
Our approach incorporates more than simply pouring your money into accounts and waiting on returns. Our “Bucket Strategy” enables us to allocate your assets by categorizing your savings and earnings for the short and long-term. We take multiple factors into account, including your stage of life: Accumulation, Preservation, Distribution. The end result is a “Now Bucket” with liquidity, a “Soon Bucket” with limited to no downside risk, and a “Later Bucket” with growth potential. This is done with the objective of matching investment risks and returning to our clients’ personal finance goals and their lifestyle.
You may be a perfect candidate for our Investment Advisory Services if any of these descriptions resonate with you:
- You are moving into the distribution phase of retirement and want to minimize tax in order to keep more of your hard-earned money.
- You want to diversify your current portfolio by learning new tax-saving strategies for investing. You also want to allot money to multiple “buckets” in order to accumulate and preserve more assets for retirement.
- You have been managing your own assets but feel you are no longer able to effectively handle them, or simply don’t want to anymore. You’d like to establish a partnership with someone you can trust and whose goals align with yours.
- Your current financial advisor has been growing your assets but perhaps does not have a long-term strategy for your retirement goals, has limited tax knowledge, has a confusing fee structure, and/or fails to communicate with you effectively.
Our Investment Advisory Program includes year-round support and much more
When structuring retirement planning, we work to maximize your investment strategies by also considering your tax exposure and plans for distribution. What’s more, we provide year-round support. Our dedicated service team is always available to answer your calls, assist with questions, and act as a vendor liaison during processes such as taking distributions or altering beneficiaries on accounts. Our goal is to provide you with personalized and consistent attention, knowing that your comfort and ease about your financial plan is just as important as the plan itself.
Investment Advisory Services include:
- Year-round support through ongoing communication with your financial advisor and financial assistants
- A financial team who acts as a Schwab Concierge on your behalf, assisting with all changes to your accounts*
- Access to Ed Slott’s Elite IRA Advisor Group team of Experts and resources
- A long-term financial plan with annual review that implements customized tax-saving strategies that include elements such as:
- Income Distribution
- Estate Planning Roth IRA conversions
- Wealth Transfer Strategies
- Family Wealth Management
- Social Security Planning
- Charitable Giving Strategies
- Medicare Advising
- Long-term Care Planning
*Storen Financial has selected Charles Schwab & Co., Inc. as primary custodian for our clients’ accounts. Schwab Advisor Services serves independent investment advisory firms like ours and includes the custody, trading and support services of Charles Schwab & Co., Inc.
Our Storen Financial investment philosophy
Our Investment Philosophy is based on the understanding that solid fundamentals are essential for obtaining long-term competitive returns. We implement our principles by utilizing a core group of low-cost diversified ETFs, which serve as a foundation for our portfolios. Additionally, we complement our portfolios with strategic opportunities, such as individual stocks, buffered investments, and customized income solutions. With the understanding that excessive activity is rarely advantageous or cost-friendly, we maintain low turnover in our clients’ portfolios. In conjunction with portfolio allocations, we recognize the vital importance of risk and tax management based on our clients’ risk tolerance.
How to get started?
The bottom line is that our tax-saving strategies and financial planning helps you not only save your tax dollars but accumulate further wealth to make the future you dream of a reality. When you partner with us, you become a part of a fiduciary relationship that prioritizes your needs as well as cultivates and fosters honest dialogue. This is done with the ultimate goal that we propel you forward toward your goals with continuing education, ongoing portfolio analysis, and rebalancing strategies. If this is something you’d like to learn more about, contact us now to schedule a consultation.
Have questions? Or interested in meeting with our Storen Advisory team? Click here to contact us now. Or click here to learn more about our Financial Planning Investment Services.
Blog by Greg Storen, MBA – President/CEO, Advisory Services Director
Learn more about Greg and the rest of the Storen Financial team here.